If You Have Paid It...Use It!

 

 

December 31 is fast approaching. It is a busy time of year, but it is worth making time for healthcare needs of you and your family.  If you have met or are close to meeting your annual deductible, don't let it vanish!

If your insurance policy runs on a calendar year, your benefits will reset January 1, 2015. This means a reset of your deductible and out-of-pocket expenses. If you have deductibles and co-insurance "out-of-pocket" maximums, there is a good chance you may have these and your insurance will now pay the larger portion of your medical expenses. (Maybe even 100%). This is the perfect time to schedule care you may have been putting off. Now is the time to scheduled needed medical procedures, tests or elective treatments.

• Some insurance plans cover annual physicals and lab work with little or no out of pocket expense. Have you done yours in 2014?

• Most plans have a deductible that resets at the beginning of the calendar year. So if you have met your deductible, last minute items will be covered at a lower cost to you.

• If you foresee a lot of medical needs for the coming year, start early to fulfill your deductible as soon as possible.

Let us help you maximize your insurance benefits.  Keep in mind scheduling is important and some procedures require several appointments. In some cases, treatments can be started at the end of one year and completed after the next year begins.

MMHD provides many needed healthcare services including:

• Lab Tests
• Imaging
• Outpatient (IV, Wound Care)
• Outpatient Surgery
• Orthopedic and General Surgery
• Colonoscopies
• Physical, Respiratory and Cardiac Therapies

Contact your primary care physician for a referral or call MMHD for more information.

 

www.mayersmemorial.com  (530)336-5511  43563 Hwy 299E, Fall River Mills, CA